Mortgage Planner

Mortgage Planner:

Finding loan to finance your dream house/shoplot/factory can be a laborious and challenge task. The myriad of loan interest rates packages available, each with it’s unique features and benefits, makes selection even more difficult especially for the first-time property buyer/investor. In addition, the borrower may not be familiar with all the technical terms and conditions, legal issues and entire loan process. Neither can they be expected to understand the impact these terms and conditions will have in their loan administration.

We, in MortgageLink Advisory understand the problems and issues the borrower goes though and likely experience because we were or have been borrowers ourselves. That is why we are here to provide you with our services and years of experiences as Mortgage Planners

Our services :

· We provide convenience:
Our mortgage consultants will do all the necessary running around and meet with you at time and location convenient to you.

· We simplify the entire loan process for you:
The process of mortgage lending can be a very complicated one. Our Mortgage consultants are the perfect guides, helping you through the entire process, explaining the different types of loan packages available . We will explain the fine print, terms and condition and do a comparison analysis of pros and cons of various loan packages offered by our panel banks and simplify the selection process.

· We will do recommendation based on your needs and financial objectives:
Because there is no “best loan” for all borrowers, one loan may be suitable to a borrower and not to another. To decide on suitable loan package, our mortgage consultant will conduct a fact-finding process to gather all relevant information in respect of your financial capability, investment objective, risk profile, market valuation, etc.

· We offer impartial and unbiased advice:
Being a mortgage planner representing 7 financial institutions, our advice to our borrower is neutral and unprejudiced. Our consultants are paid the same fee rate no matter which loan package we recommend from our panel of banks and financial institutions.

· We coordinate the entire process for you:
It is time consuming to track and follow-up if the borrower is not familiar with the entire loan process. Our consultant will coordinate with all relevant parties for you and keep you informed about the progress of the loan up till final disbursement.

· We will negotiate rates for the borrower:
We can negotiate a best home loan package rate for our borrower due to economies of scale and volume of business we offer our panel of bankers.

· We provide FREE consultation:
The best part of the deal is, it doesn’t cost you a single sen because our panel of banks takes care of paying us our fees.